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The Appraiser Coach Podcast

Listen while you drive to and from appraisal inspections as Dustin Harris, The Appraiser Coach, gives you helpful tips, tricks, ideas, and principles which will make you a better appraisal business owner. Dustin has been a successful real estate appraiser for many years. As the Appraiser Coach, he has made it his life’s mission to teach other appraisers across the country to also succeed and thrive as real estate appraisal business owners. Join Dustin each week as he keeps you informed with the latest in the appraisal profession, interviews movers and shakers, talks to your peers about what is important to them, and shares with you his secrets to incredible success.

Oct 9, 2016

Is your appraisal business ready for whatever comes its way?  Will your office function without you?  Are you ready for retirement or other future events?  Dustin explores all of these issues today.  

Andrea Couture
almost four years ago

I agree with Dustin, you never know when tragedy is going to strike. Our family experienced a heartbreaking loss. My ex-husband, friend and co-parent passed away from cancer in 2010. I did all of his end of life care and we managed to have an at home death which cut our expenses considerably. The only way we were able to pull off 24/7 care is Greg’s extensive family and friend base willing to take rotating shifts to watch over him. T
After Greg passed I really had to evaluate my own mortality and think about the pressure and stress of being the sold living biological parent. Greg at age 47, didn’t really have much in place for insurances and relied heavily on social security to flip the bill, after getting kicked off his primary insurance plan when he reach his life time maximum. To put this al into prospective. Greg received 72 chemo treatments, each treatment cost $10,000.
What Dustin talks about regarding insurances is real and should be considered as part of your overall financial plan. After Greg’s death I found a really good, honesty financial planner it took me a few go arounds before I settled on one. He too experienced a grave loss and understood my concerns. I have a whole life insurance plan, two term life insurance plans one for each daughter, short and long term disability and a Roth IRA.
The short term disability came later after I threw out my back doing a CrossFit workout. I ended up passing in my bathroom the following morning from the pain, hit my head on the sink and was knocked out. I end up with a chip front tooth and really bad concussion along with a thrown out back. I could only sit up and had to sit in the dark for about 3 weeks. I had to cancel all my orders and get everything reassigned. Needless to say I signed up for short term disability after that ordeal.
Accidents happened, life happens, be prepared.